Credit Consolidation Reviews

Franklin Debt Relief

Franklin Debt Relief was established to help Americans escape the shackles of debt by reducing the total sum of debt owed to creditors and decreasing monthly debt repayment amounts. Franklin Debt Relief was inspired by and founded upon the principles of personal wealth advocate, Benjamin Franklin. The company specializes in debt relief activities, including debt reduction, debt negotiation, debt settlement and debt consolidation. The New Deal debt reduction program was named for former U.S. President Franklin Delano Roosevelt, in honor of his Depression era policies which provided financial relief and personal freedom to Americans. Consumers who enroll in the New Deal plan will be free from creditor phone calls and letters, and enjoy the peace of mind that comes with making just one small payment each month. Franklin Debt Relief's New Deal program is a sensible bankruptcy alternative for consumers seeking to eliminate debt and gain financial freedom.

Debt Shield

Debt Shield was founded to assist individuals settle debt accumulated from credit cards, personal loans, utility bills, medical bills and other fiscal liabilities. Debt Shield helps working adults with at least $7,500 in unpaid financial obligations, and who have also experienced a financial hardship, to settle their debts for significantly less than the total amount owed. Debt Shield meets with potential clients to assess their financial situation and current ability to make satisfactory debt repayment. Debt Shield associates then work on behalf of their clients to negotiate debt settlements and debt forgiveness arrangements for seriously delinquent accounts. Debt Shield clients will be required to make regular payments to fund an interest bearing settlement account and when Debt Shield negotiates a client approved settlement agreement; the funds are then withdrawn from the settlement account to pay the creditor. Avoid bankruptcy and conquer debt with Debt Shield debt settlement programs.

Care One Credit

Care One Credit is a consumer credit counseling agency that helps people who are struggling financially to take control of overwhelming debt and repay creditors. The typical Care One Credit customer is trying to handle all his financial responsibilities but his monthly payments are burdensome. Care One Credit helps customers by working with creditors to reduce balances and monthly payments amounts, allowing clients to make just one payment each month to Care One Credit. Care One Credit then disburses the money to the creditors as agreed. An added benefit of the debt repayment program is that clients usually stop receiving calls and correspondence from collection agencies. Care One Credit comes highly recommended for credit counseling services. The company is a member of the Association of Credit Counseling Professionals and the American Association of Credit Counselors and is accredited by the International Standards Organization.

Debt Wave

Debt Wave is a nonprofit consumer credit counseling company based in San Diego, California. Debt Wave serves American consumers by helping them to pay off their entire debt balance with a monthly payment they can afford. Debt Wave works with consumers and creditors to reduce interest rates and monthly payment amounts. Debt Wave also ensures creditors on paid on time each month by disbursing funds to creditors from the client's monthly payment amount. Debt consultation services are provided free of cost, but enrollment in the debt management program is available for a nominal setup charge and minor monthly maintenance fee. Debt Wave also offers free consumer education services, including credit report evaluations, budgeting and spending advice, financial education literature, personal finance seminars and a student financial literacy program. Debt Wave is a member of the San Diego Better Business Bureau and is certified by the International Standards Organization and the Center for Financial Certifications.